Life - This provides a lump sum payment in the event of a death of the insured person.
Have you thought of the impact on the people you leave behind and how they will survive financially? How will they pay for such thing as:
· - Funeral Cost
· - Daily Living Expenses
· - Mortgage Payments
· - Existing Debts
· - Providing for your children now and into the future
Critical Illness - This pays a Lump Sum in the event that you are diagnosed with any of a large number of serious illnesses.
If you suffered a serious illness would you be able to meet your financial commitments such as your mortgage, car loan or even simply maintain your life style. How hard would it be on you and your family?
Income Protection - This will pay a regular monthly income in the event that you become sick or injured and unable to work. This protects you and your loved ones from the financial consequences of an unexpected injury or illness.
Can you imagine the impact it would have on your lifestyle if you had to depend on a sickness benefit?
Mortgage Repayment - This is a combination of the above covers to protect your biggest asset in the event of your sudden death or an unexpected illness.
Health Insurance - This can cover the cost of major surgery along with specialists consultations and diagnostic procedures.
By having private medical insurance you can avoid long delays in the public health system for elective surgery and possibly months of pain and uncertainty.