/* ============================================================
   Elite Financial Services — Design Tokens
   Palette: institutional navy + signal blue + bronze accent
   Type: Fraunces (display) / Inter (body) / IBM Plex Mono (data)
   Signature: ascending "signal bars" motif drawn from the EFS mark
   ============================================================ */

:root{
  --ink:        #12181f;
  --navy:       #16233f;
  --navy-2:     #1d2e52;
  --steel:      #2c5c94;
  --signal:     #4a8fd6;
  --bronze:     #a67c3d;
  --bronze-lt:  #c79a5c;
  --paper:      #f3f5f4;
  --paper-2:    #e9ece9;
  --line:       #d7dcd6;
  --white:      #ffffff;

  --font-display: "Fraunces", "Iowan Old Style", Georgia, serif;
  --font-body:    "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --font-mono:    "IBM Plex Mono", ui-monospace, monospace;

  --maxw: 1180px;
  --radius: 2px;
}

@media (prefers-reduced-motion: reduce){
  *{ animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; scroll-behavior: auto !important; }
}

*,*::before,*::after{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin:0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  line-height: 1.55;
}
img{ max-width:100%; display:block; }
a{ color: inherit; text-decoration: none; }
h1,h2,h3,h4{ font-family: var(--font-display); margin:0 0 .4em; font-weight: 600; letter-spacing: -0.01em; color: var(--navy); }
p{ margin:0 0 1em; }
.container{ max-width: var(--maxw); margin: 0 auto; padding: 0 28px; }
.eyebrow{
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--bronze);
  display:flex; align-items:center; gap:10px;
  margin-bottom: 14px;
}
.eyebrow::before{
  content:"";
  width: 22px; height: 1px; background: var(--bronze);
}
:focus-visible{ outline: 2px solid var(--signal); outline-offset: 3px; }

/* ---------- Signal-bars signature motif ---------- */
.bars{ display:inline-flex; align-items:flex-end; gap: 3px; height: 22px; }
.bars i{
  display:block; width: 4px; background: var(--signal); border-radius: 1px;
  animation: barpulse 1.8s ease-in-out infinite;
}
.bars i:nth-child(1){ height: 40%; animation-delay: 0s; }
.bars i:nth-child(2){ height: 65%; animation-delay: .12s; }
.bars i:nth-child(3){ height: 90%; animation-delay: .24s; }
.bars i:nth-child(4){ height: 60%; animation-delay: .36s; }
.bars i:nth-child(5){ height: 100%; animation-delay: .48s; background: var(--bronze-lt); }
@keyframes barpulse{
  0%,100%{ transform: scaleY(1); opacity:.85; }
  50%{ transform: scaleY(0.55); opacity:1; }
}
.divider-bars{
  display:flex; align-items:flex-end; gap:4px; height: 30px; margin: 0 auto;
  justify-content:center;
}
.divider-bars i{ width:5px; background: var(--line); border-radius:1px; }
.divider-bars i:nth-child(odd){ background: var(--steel); opacity:.35; }

/* ---------- Header / Nav ---------- */
.site-header{
  position: sticky; top:0; z-index: 50;
  background: var(--paper);
  border-bottom: 1px solid var(--line);
}
.nav{
  display:flex; align-items:center; justify-content: space-between;
  padding: 10px 0;
}
.brand{ display:flex; align-items:center; gap:12px; }
.brand img{ height: 74px; width:auto; }
.brand-name{
  font-family: "Lora", Georgia, serif; font-size: 26px; font-weight: 700; letter-spacing:-0.005em;
  color: #323971; line-height:1; white-space: nowrap;
}

.nav-links{ display:flex; gap: 30px; align-items:center; }
.nav-links a{
  font-size: 14px; color: var(--navy); position: relative; padding: 4px 0;
}
.nav-links a.active{ color: var(--bronze); }
.nav-links a::after{
  content:""; position:absolute; left:0; right:0; bottom:-2px; height:2px;
  background: var(--bronze); transform: scaleX(0); transform-origin:left;
  transition: transform .25s ease;
}
.nav-links a:hover::after, .nav-links a.active::after{ transform: scaleX(1); }

.nav-cta{
  background: var(--navy); color: var(--white) !important;
  padding: 10px 18px; font-size: 13px; font-weight:600;
  border-radius: var(--radius); letter-spacing: .01em;
}
.nav-cta:hover{ background: var(--steel); }
.nav-toggle{ display:none; background:none; border:none; cursor:pointer; padding:8px; }
.nav-toggle span{ display:block; width:22px; height:2px; background: var(--navy); margin:5px 0; }

@media (max-width: 420px){
  .brand-name{ font-size: 19px; }
  .brand img{ height: 52px; }
}

@media (max-width: 860px){
  .nav-links{
    position:fixed; inset: 96px 0 0 0; background: var(--paper);
    flex-direction:column; align-items:flex-start; padding: 24px 28px;
    gap: 22px; transform: translateX(100%); transition: transform .3s ease;
    border-top: 1px solid var(--line); z-index: 100; box-shadow: -4px 0 20px rgba(0,0,0,0.08);
  }
  .nav-links.open{ transform: translateX(0); }
  .nav-links a{ font-size: 18px; }
  .nav-toggle{ display:block; }
}

/* ---------- Hero ---------- */
.hero{
  background: linear-gradient(180deg, var(--navy) 0%, var(--navy-2) 100%);
  color: var(--white);
  padding: 86px 0 76px;
  position: relative;
  overflow: hidden;
}
.hero .container{ display:grid; grid-template-columns: 1.15fr 0.85fr; gap: 56px; align-items:center; }
.hero-eyebrow{
  font-family: var(--font-mono); font-size:12px; letter-spacing:.14em;
  text-transform:uppercase; color: var(--bronze-lt); display:flex; gap:10px; align-items:center;
  margin-bottom:18px;
}
.hero h1{
  color: var(--white); font-size: clamp(34px, 4.4vw, 54px); line-height:1.06; margin-bottom: 20px;
}
.hero h1 em{ font-style: italic; color: var(--bronze-lt); }
.hero p.lead{ color: #cfd8e6; font-size: 18px; max-width: 46ch; margin-bottom: 30px; }
.hero-actions{ display:flex; gap:14px; flex-wrap:wrap; }
.hero-stats{
  display:flex; gap: 28px; margin-top: 44px; flex-wrap:wrap;
}
.hero-stat b{ font-family: var(--font-display); font-size: 26px; display:block; color:var(--white); }
.hero-stat span{ font-size: 12px; color:#a9b6ca; font-family: var(--font-mono); letter-spacing:.04em; }

.hero-card{
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: var(--radius);
  padding: 26px;
  backdrop-filter: blur(4px);
}
.hero-card img.headshot{ border-radius: var(--radius); margin-bottom:16px; width:100%; object-fit:cover; }
.hero-card .name{ font-family: var(--font-display); color:var(--white); font-size:20px; }
.hero-card .role{ color: var(--bronze-lt); font-size: 13px; font-family: var(--font-mono); margin-bottom:14px; }
.hero-card .contact-line{ display:flex; align-items:center; gap:10px; font-size:14px; color:#dbe2ee; padding:6px 0; border-top:1px solid rgba(255,255,255,.1); }
.hero-card .contact-line:first-of-type{ border-top:none; }

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex; align-items:center; gap:8px;
  padding: 13px 24px; font-size: 14px; font-weight:600; letter-spacing:.01em;
  border-radius: var(--radius); border: 1px solid transparent; cursor:pointer;
  transition: background .2s ease, color .2s ease, border-color .2s ease, transform .15s ease;
}
.btn:active{ transform: translateY(1px); }
.btn-primary{ background: var(--bronze); color: var(--white); }
.btn-primary:hover{ background: var(--bronze-lt); }
.btn-ghost{ background: transparent; color: var(--white); border-color: rgba(255,255,255,0.4); }
.btn-ghost:hover{ border-color: var(--white); }
.btn-dark{ background: var(--navy); color:var(--white); }
.btn-dark:hover{ background: var(--steel); }
.btn-outline{ background:transparent; color:var(--navy); border-color: var(--navy); }
.btn-outline:hover{ background: var(--navy); color:var(--white); }
.btn-block{ width:100%; justify-content:center; }

/* ---------- Sections ---------- */
section{ padding: 74px 0; }
.section-alt{ background: var(--white); border-top:1px solid var(--line); border-bottom:1px solid var(--line); }
.section-head{ max-width: 640px; margin-bottom: 46px; }
.section-head h2{ font-size: clamp(26px,3vw,36px); }
.section-head p{ color:#43506a; font-size:16px; }

.grid-3{ display:grid; grid-template-columns: repeat(3,1fr); gap: 26px; }
.grid-2{ display:grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items:center; }

.card{
  background: var(--white); border:1px solid var(--line); border-radius: var(--radius);
  padding: 30px 26px; transition: border-color .2s ease, transform .2s ease;
}
.card:hover{ border-color: var(--steel); transform: translateY(-3px); }
.card .bars{ margin-bottom:18px; }
.card h3{ font-size:19px; margin-bottom:10px; }
.card p{ color:#4a5568; font-size:14.5px; margin-bottom:0; }

.path-card{
  background: var(--navy); color:var(--white); border-radius: var(--radius);
  padding: 40px 34px; position:relative; overflow:hidden;
}
.path-card.alt{ background: var(--steel); }
.path-card .eyebrow{ color: var(--bronze-lt); }
.path-card h3{ color:var(--white); font-size:26px; margin-bottom:12px; }
.path-card p{ color:#cfd8e6; margin-bottom:22px; }

.timeline{ display:flex; flex-direction:column; }
.tl-row{ display:grid; grid-template-columns: 90px 1fr; gap: 20px; padding: 20px 0; border-top:1px solid var(--line); }
.tl-row:first-child{ border-top:none; }
.tl-year{ font-family: var(--font-mono); color: var(--bronze); font-size:14px; font-weight:600; }
.tl-body h4{ margin-bottom:4px; font-size:16px; }
.tl-body p{ color:#4a5568; font-size:14.5px; margin:0; }

.quote-block{
  border-left: 3px solid var(--bronze); padding: 4px 0 4px 24px; margin: 30px 0;
  font-family: var(--font-display); font-style: italic; font-size: 20px; color: var(--navy);
}

.placeholder-testimonial{
  border: 1px dashed var(--line); border-radius: var(--radius);
  padding: 26px; text-align:center; color:#7a8699; font-size:14px; background:var(--paper);
}

.strip{
  background: var(--navy); color:var(--white); padding: 56px 0;
}
.strip .container{ display:flex; align-items:center; justify-content:space-between; gap: 30px; flex-wrap:wrap; }
.strip h3{ color:var(--white); font-size: 24px; margin:0; }
.strip p{ color:#c3cee2; margin:6px 0 0; }

table.rate-table{ width:100%; border-collapse: collapse; font-size:14.5px; }
table.rate-table th, table.rate-table td{ text-align:left; padding: 12px 14px; border-bottom:1px solid var(--line); }
table.rate-table th{ font-family: var(--font-mono); font-size:11px; text-transform:uppercase; letter-spacing:.06em; color:#6a7488; }

.form-grid{ display:grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-grid .full{ grid-column: 1/-1; }
label{ font-size:13px; font-weight:600; color: var(--navy); margin-bottom:6px; display:block; }
input, select, textarea{
  width:100%; padding: 12px 14px; border:1px solid var(--line); border-radius: var(--radius);
  font-family: var(--font-body); font-size:14.5px; background: var(--white); color: var(--ink);
}
input:focus, select:focus, textarea:focus{ border-color: var(--steel); }
.field{ margin-bottom: 4px; }

.contact-options{ display:grid; grid-template-columns: repeat(3,1fr); gap:20px; margin: 40px 0 50px; }
.contact-opt{ background:var(--white); border:1px solid var(--line); border-radius:var(--radius); padding:26px; text-align:center; }
.contact-opt .bars{ margin: 0 auto 16px; }
.contact-opt h4{ margin-bottom:8px; font-size:17px; }
.contact-opt p{ font-size:13.5px; color:#4a5568; }

/* ---------- Footer ---------- */
footer{ background: var(--navy); color:#aab6cc; padding: 50px 0 30px; }
footer .container{ display:grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; }
footer h5{ color:var(--white); font-family: var(--font-mono); font-size:12px; text-transform:uppercase; letter-spacing:.08em; margin-bottom:16px; }
footer a{ display:block; font-size:14px; color:#aab6cc; padding: 5px 0; }
footer a:hover{ color:var(--white); }
.footer-bottom{
  margin-top: 40px; padding-top: 24px; border-top:1px solid rgba(255,255,255,.1);
  font-size: 12px; color:#7d8aa3; line-height:1.7;
}
.footer-brand{ display:flex; align-items:center; gap:12px; margin-bottom:14px; }
.footer-brand img{ height:88px; }

@media (max-width: 900px){
  .hero .container{ grid-template-columns: 1fr; }
  .hero-card{ order:-1; max-width: 380px; }
  .grid-3{ grid-template-columns: 1fr; }
  .grid-2{ grid-template-columns: 1fr; }
  .contact-options{ grid-template-columns: 1fr; }
  .form-grid{ grid-template-columns: 1fr; }
  footer .container{ grid-template-columns: 1fr; }
}